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Church is not only a noun, but also an action word (1 John 1:5-7).

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    Category: Responding To Readers

    Building Your Evidence: Non-Formulary (Not Covered) Medications And Step Therapy Requirements

    Photo by Laura Tancredi on Pexels.com Have you ever tried to obtain financial coverage for a particular medication from an insurance company, only to be denied? It…… Read more “Building Your Evidence: Non-Formulary (Not Covered) Medications And Step Therapy Requirements”

    October 20, 2024November 3, 2024 by essentialpastor

    Speaking In Tongues: Gift Of The Spirit Or Post-Salvation Requirement?

    Photo by Julia Volk on Pexels.com Dear Pastor D.M., My brother and I were raised Baptist growing up. I remember my childhood fondly but have become more…… Read more “Speaking In Tongues: Gift Of The Spirit Or Post-Salvation Requirement?”

    October 22, 2023October 22, 2023 by essentialpastor

    Not By Word Alone: The Significance Of Legal Consent (Responding To Readers)

    Photo by Matthias Zomer on Pexels.com Dear Pastor D.M., I am my wife’s caregiver and she has dementia. Recently, I called my insurance company to change her…… Read more “Not By Word Alone: The Significance Of Legal Consent (Responding To Readers)”

    October 7, 2023December 2, 2023 by essentialpastor

    Primary And Secondary Payor: Why Your Insurance Bill Still Isn’t Paid

    Photo by Nicola Barts on Pexels.com Ever heard of the terms “primary payor” and “secondary payor”? You may not hear them in normal conversation, but have you…… Read more “Primary And Secondary Payor: Why Your Insurance Bill Still Isn’t Paid”

    January 14, 2023September 17, 2023 by essentialpastor

    Why Do I Need My Doctor’s Approval To See A Specialist? (Responding To Readers)

    Photo by Gustavo Fring on Pexels.com “Why do I need my doctor’s approval to see a specialist?” This is a question that a number of members in…… Read more “Why Do I Need My Doctor’s Approval To See A Specialist? (Responding To Readers)”

    January 6, 2023April 22, 2023 by essentialpastor

    $2000 Back In Social Security? The Good, Bad, And Ugly About Part B Premium Reduction

    Photo by Alexander Mils on Pexels.com Have you read or been told that you could receive as much as $2000 back in your Social Security account? If…… Read more “$2000 Back In Social Security? The Good, Bad, And Ugly About Part B Premium Reduction”

    November 19, 2022April 22, 2023 by essentialpastor

    I Moved To A New County; How Did I Get Disenrolled From My HMO Plan? (Responding To Readers)

    Photo by Pixabay on Pexels.com Dear Pastor D.M., I have been a member of my HMO insurance plan for years. And for years, I lived in the…… Read more “I Moved To A New County; How Did I Get Disenrolled From My HMO Plan? (Responding To Readers)”

    October 30, 2022April 22, 2023 by essentialpastor

    HMO And Drug List: How To Make Your Affordable Plan Work For You

    Photo by Anna Shvets on Pexels.com I get it. Most members in HMO plans love affordable premiums but can’t stand the limited provider network. No one loves…… Read more “HMO And Drug List: How To Make Your Affordable Plan Work For You”

    June 19, 2022October 30, 2022 by essentialpastor

    Feature, Not Flaw: HMO Plans And Limited Provider Network

    Photo by MART PRODUCTION on Pexels.com HMO (Health Maintenance Organization) plans are considered to be the most affordable insurance plans on the market, and customers love affordability.…… Read more “Feature, Not Flaw: HMO Plans And Limited Provider Network”

    May 8, 2022June 20, 2022 by essentialpastor

    Grievance Or Appeal: Insurance Coverage And Limitations (Responding To Readers)

    Photo by Tima Miroshnichenko on Pexels.com Dear Pastor D.M., I went to the dentist last year to have a deep cleaning. I was told by the dentistry…… Read more “Grievance Or Appeal: Insurance Coverage And Limitations (Responding To Readers)”

    February 27, 2022May 8, 2022 by essentialpastor

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